Springfield Uber/Lyft Accident Lawyer
Residents of Springfield and visitors to the city have become extremely reliant on Uber and Lyft for transportation. While rideshare companies and apps are extremely convenient, like other vehicles on the roadways, they can be involved in serious and deadly collisions. If you were injured in a crash involving an Uber or Lyft vehicle, it is essential to seek advice from an attorney about your options for getting compensation to cover your losses. Contact our experienced Springfield Uber/Lyft accident lawyer today.
Causes of Uber/Lyft Accidents in Springfield
Uber and Lyft accidents in Springfield can have many different causes, including the following common examples:
- Speeding;
- Following too closely;
- Running a red light or stop sign;
- Texting while driving;
- Drowsy driving;
- Drunk driving; and
- Drugged driving.
In addition to a driver’s negligence causing a crash (either an Uber or Lyft driver, or another motorist involved in the collision), other causes of accidents can include hazardous roadways and vehicle defects.
Seeking Compensation After an Uber/Lyft Accident in Springfield
Seeking compensation after an Uber or Lyft accident in the Springfield area will often involve filing an insurance claim first, but you may be eligible to file a lawsuit. The amount of available liability insurance will depend on the details of the collision and whether the Uber or Lyft driver was actively transporting a passenger (or was “online”) at the time of the collision. Here is how the Uber and Lyft liability insurance policies work:
- Coverage when a driver is “offline”: When an Uber or Lyft driver is not working and is driving their vehicle for personal use, only their personal liability insurance applies. Illinois motorists are required to carry a minimum of $25,000 for injury or death of one person in a crash, $50,000 for injury or death of more than one person in a crash, and $20,000 for property damage;
- Coverage when a driver is “online” and available: When an Uber or Lyft driver is “online” and working, but is only available and has not yet accepted a ride or picked up a passenger, then Uber and Lyft provide liability insurance of $50,000 per person in a crash, $100,000 for more than one person injured in a crash, and $25,000 for property damage; and
- Coverage when a driver is “online” and on a trip or en route: When an Uber or Lyft driver is “online” and working, and has either picked up a passenger or has accepted a trip and is en route to pick up a passenger, Uber and Lyft provide $1,000,000 for injuries and property damage.
The above insurance coverage is applicable in crashes where an Uber or Lyft driver is involved in the accident and is at fault. In addition, when an Uber driver is online and on a trip or en route, regardless of fault, Uber will pay for the full cost to repair any vehicle damage and will cover up to a $2,500 deductible.
Contact Patel Law, PC Today
If you got hurt in a crash involving a rideshare driver, you could be eligible for extensive Uber or Lyft insurance coverage, and our firm can help you to negotiate a payout. If a lawsuit is necessary, we are also here to assist you with a civil claim to help you seek compensation. Contact our experienced Springfield Uber/Lyft accident lawyer today.
